easyinsure

Loan Protection Insurance


EasyInsure - Travel

Who will pay your loan if you can't?



The bills keep coming in, even when the income doesn't.

Accidents and serious illness can occur swiftly and without warning. At one time or another most of us will experience disabilities which keep us off work for prolonged periods. Often these accidents bring in their wake severe financial hardships for dependents.

There is a simple solution. Protect yourself by taking out Loan Repayment Insurance* - a special insurance product designed to meet your loan obligations.

A choice of cover options



You can choose from any or all of the following four types of cover:

  • Disablement (Sickness & Accident)
  • Trauma ("CashAssist")
  • Involuntary Unemployment
  • Life

Loan repayment insurance benefits



Choice of different cover options


Amateur or professional sports (excluding professional motor racing) are covered


Joint cover is available at a 25% discount on the regular premium amount


Worldwide cover


Work-related injuries are covered


Your policy will pay in addition to other benefits such as worker's compensation, etc.


No medical examination is required to obtain this policy


Premiums can be included into your loan


CashAssist (Trauma) cover available where benefit is paid directly to the Member.



How do I apply?



When you apply for a loan with Easy Street, we will provide you with a quote for loan protection insurance with your loan contracts. Should you wish to takeout loan protection insurance, all you will need to do is sign the relevant form and the rest will be done for you.

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This insurance product is issued by Swann Insurance (Aust) Pty. Ltd. (Swan) ABN 80 000 886 680, AFSL No:238292. You can get a Product Disclosure Statement (PDS) for the product from any office of Swann or its agents. You should consider the PDS in deciding whether to buy or hold the product.

This insurance product is offered to you on the Easy Street website by Community First Credit Union Ltd ABN 80 087 649 938 AFSL No. 231204.

We receive commission on insurance products. Details of the commission we receive can be found in our Financial Services Guide.

This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the insurance policy.