A simple, no fuss home loan with a low ongoing rate
| Redraw on your loan is absolutely free and Members enjoy no monthly, annual or ongoing fees. With a low ongoing rate and no hidden costs, you'll find it represents great value.
But don't take our word for it - our basic variable home loan won a bronze award for Best Basic Variable Home Loan - Non-bank Category in the 2009 Mortgage of the Year Awards, ranking it among the best value basic variable home loans in Australia.
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Home loan features
| - A low ongoing variable rate
- No monthly or ongoing fees
- 100% Offset account attached
- Free redraw facility available with no minimum redraw amount
- Weekly, fortnightly or monthly repayment options
- $500 application fee (to cover valuation and legal fees)**
- Ability to make additional repayments fee free
- Borrow up to 95% of the purchase price with Lenders Mortgage Insurance (LMI), or up to 80% without LMI
- Minimum loan amount $100,000
- Available for those who are buying, refinancing, investing or renovating
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| Managing your home loan with Easy Street
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- Round the clock access - view and manage your home loan online 24/7 via our secure Internet Banking Service
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- Never lose a statement again - all your statements are delivered electronically via our online E-statements service
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- Easy Street Direct - speak to our customer service representatives by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays
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- Ask us a personal question - you can communicate with us securely within Internet Banking via our secure mail service. As your Internet Banking login identifies you, we can share personal information to assist you in managing your accounts online.
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How to apply for a home loan with Easy Street
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Forget dealing with pages and pages of paperwork when completing your home loan application. Our online home loan application process involves six simple steps and can take as little as ten minutes provided you have all the information we need. You will receive an answer from us regarding your application within 48 hours.
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Alternatively, you can apply over the phone by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays.
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Things you might like to know
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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
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