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- Pay-by-the-month premiums at no extra charge
- Automatic renewal for direct debit - take the worry out of insurance protection
- Temporary accommodation if your home is damaged and you cannot live in it
- New for old replacement cover - conditions apply
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Get a quick online quote in 5 minutes. You can purchase the policy immediately online if you are satisfied with the quote we provide.
Feel safe knowing your assets are protected
- Pay-by-the-month premiums at no extra charge
- Premiums deducted directly from your account so you won't forget to be covered
- Automatic renewal for direct debit - take the worry out of insurance protection
- Temporary accommodation - up to 12 months temporary accommodation if your home is damaged and you cannot live in it
- New for Old cover - obtain new for old replacement on all items, regardless of age (conditions apply)
Home and Contents insurance covers damage to your home building up to its current replacement value (subject to the sum insured) with an automatic CPI adjustment to make sure your rebuilding costs are fully covered as your home increases in value. You can also protect your home contents against damage or loss. We recommend you regularly reassess your sum insured so that you are covered for changes in value to your property after extensions or additions.
Before you go ahead with an online quote, you should read our Financial Services Guide (FSG). By proceeding with a quote, you confirm that you have read and understood our FSG. If you are satisfied with the online quotation provided, you have the option to immediately purchase the insurance cover online.
Summary Of Features
Features |
Listed Events |
Accidental Damage |
| Accidental Damage Cover | No | Yes |
| Electrical burn out of domestic motors | Yes, 15 years old or less | Yes, 15 years old or less |
| Replacement benefit for buildings | Yes | Yes |
| New for old cover for contents | All contents | All contents |
| New for old cover for carpets | Yes | Yes |
| Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover | Total of $5,000 or 20% of the contents sum insured, whichever is greater | Total of $7,500 or 20% of the contents sum insured, whichever is greater |
| Paintings, works of art, electronic equipment | $20,000 per item | $20,000 per item |
| Liability Cover | $20 million | $20 million |
| Option to pay by the month | Yes | Yes |
| No Average/Co-insurance clause where you contribute to claims if you are under insured | Yes | Yes |
Key Fact Sheets
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It is important that you refer to the policy wording for full details of your policy. These are available when you are obtaining an online quote. Alternatively, please call Easy Street on 1300 13 14 65, or send an email to arrange to have a copy of the policy forwarded to you.
These insurance products are provided by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. In arranging this insurance Community First Credit Union ABN 80 087 649 938 acts as an intermediary for the insurer of the particular insured product, not as your agent. A Product Disclosure Statement (PDS) for each product is available at our offices. We will give you a PDS on application, which you should read and consider in deciding whether to use any product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.