Home Loan Fees and charges


Easy Street's home loans represent great value as not only are our interest rates highly competitive, they also have no monthly loan account keeping fees, no annual fees, free redraw, and one flat application fee that actually covers your legal and valuation fees.

Below is a full list of Easy Street's home loan fees and charges:

Home loan fees and charges - Easy Street

Fee
Amount
Home loan application fee (covers your legal and valuation fees)
$500
Home loan application fee to top up your current home loan
Up to $250
Solicitors fee
$0 (covered in $500 application fee)
Valuation fee
$0 (covered in $500 application fee)
Production of deeds
$110
Loan switching fee (from one home loan product to another)
$500
Loan redraw fee
FREE
Early repayment fee - you should refer to your home loan contract to see if an early repayment fee applies and how it is calculated
Refer to your loan contract
Discharge fee (borrower pays out a loan requiring a release of security)
$200
Late payment fee - 7 days arrears letter
$25
Late payment fee - 14 days arrears letter
$25
Default notice fee
$50
Mortgage default notice fee
At cost
Failure to comply notice
$25
Rental or contract performance guarantee
$250
Split loan request
$500
Lender's Mortgage Insurance (LMI) - applicable to home loans for amounts greater than 80% of the valuation of the purchase price, whichever is less.
Available on application





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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. ** Other government charges may apply.