If you're after great value when it comes to your home loan, our Honeymoon Home Loan gives you a discounted fixed interest rate for the first 12 months while you settle in to your new loan, before reverting to a low ongoing variable rate, currently 6.59%p.a.* (6.63%p.a. comparison rate**)
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Think of what you could do with the savings- pay extra off your loan, fix up the house or take some time to relax.
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Features and benefits:
| - No annual fees
- No monthly loan account keeping fees
- 100% offset account attached
- No penalties for making additional repayments
- Redraw available, no minimum amount
- Loans from $100,000 up to 30 years
- Reverts to a low ongoing variable interest rate at the end of the first 12 months (currently 6.84%p.a)
- Available for home buyers, refinancers and investors
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How to apply for a home loan with Easy Street
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Forget dealing with pages and pages of paperwork when completing your home loan application. Our online home loan application process involves six simple steps and can take as little as ten minutes provided you have all the information we need. You will receive an answer from us regarding your application within 48 hours.
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Alternatively, you can apply over the phone by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays.
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We'll call you
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If you'd like to speak to us about our home loans, leave your details below and we'll call you at a time convenient to you.
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Managing your home loan with Easy Street
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- Round the clock access - view and manage your home loan online 24/7 via our secure Internet Banking Service
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- Never lose a statement again - all your statements are delivered electronically via our online E-statements service
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- Easy Street Direct - speak to our customer service representatives by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays
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- Ask us a personal question - when you become a Member, you can communicate with us within Internet Banking via our secure mail service. As your Internet Banking login identifies you, we can share personal information to assist you in managing your accounts online.
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Compare and calculate your loan repayments, borrowing power and more
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Using our suite of online calculators, you can calculate your loan repayments and total interest payable for the Honeymoon Home Loan with our Honeymoon Loan Calculator. Alternatively, get an idea of how much you can borrow with our borrowing power calculator or compare loans from other lenders with our loan comparison calculator.
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Things you might like to know
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Easy Street is an online initiative of Community First Credit Union
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* Terms and conditions, fees and charges apply – details available on application. All loans subject to lending guidelines. Rates are current as at 03/01/2012 and subject to change without notice. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Offer valid for new business only. Please consider the relevant Product Conditions of Use available from Easy Street by calling 1300 13 14 65 or visiting www.easystreet.com.au before deciding whether this product is appropriate for you. Product is issued by Easy Street, an online initiative of Community First Credit Union.
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