Offset account
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An offset account is a savings account which is linked to your Easy Street home loan
| It helps reduce the interest you pay over time as your savings balance is offset against the amount you owe on your loan.
| Our 100% offset account has the following features
| The Easy Street 100% offset account is available on the Honeymoon home loan and fixed home loan and has the following features:
| - No transaction fees
- At call access to your funds by transferring funds to any account using internet banking
- No account keeping fees
- Ability to link it to our fixed home loans, unlike many other lenders
- Earn interest on the balance in your offset account at the same rate as your home loan
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Accessing your offset account online
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You can use your offset account as your main savings account to gain the maximum benefits. Deposits and withdrawals can be made via the following methods:
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- Direct Debit
- Direct Credit
- Periodic Payment
- Internet Banking transfer
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How to apply
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To be eligible for an Easy Street offset account, you must apply for (or already have) an Easy Street Honeymoon home loan or fixed home loan.
You do not need to apply separately for an offset account. We will automatically set up an offset account for you upon application, and it is optional as to whether or not you would like to use it.
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Things you might like to know
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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