Rate lock


Rate lock - Easy Street

Interest rates can change while you wait for your home loan to settle. With our rate lock option, we'll guarantee the fixed rate that was current when your loan was conditionally approved.



When applying for a fixed home loan, you have the option of locking in the fixed interest rate that is current at the conditional approval stage, for a maximum period of 90 days.

This means that even if our fixed interest rates change between the date of conditional approval and funding, you will still receive the interest rate current at the conditional approval stage (unless the rate at funding is lower).

The rate lock fee is $500 or 0.15% of the loan amount, whichever is higher. If you request a rate lock fee, you will be charged the fee when your loan is conditionally approved and your rate is locked in.

To request a rate lock option for your fixed home loan application please complete the Rate Lock Fee Form and fax it to 02 9735 1661 or post it to Easy Street, Po Box 98, Lidcombe NSW 1825.








* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.