Refinancing home loan


If you're looking for a better value home loan, Easy Street can help. But don't take our word for it. Our award winning home loans have won independent awards that have ranked them within the top 5% of best value home loans in Australia.

Our advanced suite of home loan products are available exclusively online and over the phone which means we can be fast and flexible at all times.

Refinancing home loan options from Easy Street

  • Fixed home loans -unlike many other fixed home loans on the market, Easy Street's 2 and 3 year fixed home loan options are fully flexible as they come with a 100% offset account and enable you to make extra repayments during the fixed period.



  • Honeymoon home loan - save money on interest with a discounted fixed interest rate for the first year while you settle in to your new loan. Use the savings you make to put towards your house or even your loan, and enjoy a low ongoing rate after the initial period.

Alternatively, compare the features of our full home loan range side by side on our home loan comparison page.

Refinancing home loan - Easy Street

The benefits of refinancing your home loan

Chances are, your mortgage will be around for a number of years. Over time, the savings you can stand to make by switching to better value products with the right features to suit your changing needs can be significant. Refinancing your home loan can bring you a number of benefits. Some of the common reasons why people refinance include:

  • To save money on interest by obtaining a lower interest rate
  • To reduce home loan repayments by lengthening the loan term
  • To consolidate debts to realise interest savings and to make managing finances simpler
  • To switch to a loan with features more suited to your needs such as a fixed rate or a 100% offset account
  • To borrow against the equity in your residential or investment property to fund initiatives such as renovations or a holiday.

How to apply for a home loan with Easy Street

Forget dealing with pages and pages of paperwork when completing your home loan application. Our online home loan application process involves six simple steps and can take as little as ten minutes provided you have all the information we need. You will receive an answer from us regarding your application within 48 hours.

Alternatively, you can apply over the phone by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays.





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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.