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Split home loan


A split home loan enables you to split the amount you borrow in to a number of different loans.

Why choose a split loan?

If you're unsure whether rates are going to increase or decrease over the next 2-3 years or if you're after a range of benefits not offered all under the one home loan, splitting your home loan may be able to help meet your needs and goals. Some of the benefits of splitting your home loan include:

  • Enjoy the benefits of both fixed and variable loans by having a combination of both
  • Minimise the effects of rate rises and enjoy the benefits of rate decreases
  • Enjoy the benefits and features of different variable home loans by having a combination involving more than one variable loan




Split home loan - Easy Street

Which Easy Street home loans are right for you?

If you're considering splitting your home loan and are unsure which Easy Street home loans are right for you, you can view the benefits and features of each of the products in our full home loan range via our home loan comparison page.

Ways to split your home loan

At Easy Street, you can split your home loan more than two different ways and can opt to split between a fixed and variable product, variable products only, or fixed products only.

Typically, people split their home loan two ways. Common split ratios are 50:50, 60:40 and 70:30.

If you're unsure which split ratio is right for you, try our split loan calculator to see how different scenarios affect your loan repayments and interest payable.

How to apply for a variable home loan with Easy Street

Trash the paperwork - the easiest way to apply for a home loan with Easy Street is online. It will only take about 10 minutes provided you have all the relevant information handy.

Alternatively, you can apply over the phone by calling 1300 13 14 65 8am-8pm weekdays and 8am-3pm Saturdays.





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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.