A variable home loan rate is set by the financial institution providing the home loan and moves in line with the market.
| Variable rate home loans from Easy Street
| If you're after a home loan with a variable rate, you can choose from Easy Street's Honeymoon home loan and Basic variable home loan. You can also choose to split your home loan in to multiple loans.
| Current interest rates and comparison rates
| To view the current variable home loan rate for Easy Street's variable home loans, visit our home loan interest rates page.
We also recommend you view the home loan comparison rates to gain an understanding of the true cost of the loan.
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Home loan fees and charges
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At Easy Street, we don't charge monthly or annual fees on our home loans, nor do we charge you to redraw money from your loan. In addition, our $500 home loan application fee is a flat fee to cover your legal and valuation fees, keeping the cost of applying for a home loan fair.
To view the full list of fees and charges on Easy Street home loans, view our home loan fees and charges page.
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Why choose a variable home loan rate?
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Many consumers choose a variable rate home loan as they prefer their home loan rate to move in line with the market. This means that if interest rates decrease, so too will their loan repayments. Of course the risk remains that loan repayments will increase if interest rates rise. It is also possible for fixed home loan rates to be a lot higher than the current variable rates, so others may opt for a variable rate until the fixed rates become more attractive.
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Applying for a variable home loan with Easy Street
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Trash the paperwork - the easiest way to apply for a home loan with Easy Street is online. It will only take about 10 minutes provided you have all the relevant information handy.
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Alternatively, you can apply over the phone by calling 1300 13 14 65 8am-8pm weekdays, and 8am-3pm on Saturdays.
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Things you might like to know
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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* Terms and conditions, fees and charges apply - details available on application. Other fees and charges may apply.
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