Home loan features

  • A discounted interest rate for the first year
  • No annual, monthly or redraw fees
  • A 100% offset account so your savings can help reduce your interest
  • Moves to our standard variable loan at the end of year 1
Interest Rate from
% p.a.*
Comparison Rate from
% p.a.**

Enjoy simple value

Buying a home is one of the biggest financial decisions you’ll ever make. There’s a lot to think about – especially if it’s your first time. If you're settling in to a new home, take advantage of a low welcome rate for the first year to help you save on interest.
  • No monthly or annual fees
  • Redraw as little as $1 - fee free in case you need cash
  • A 100% offset account so your savings can reduce your interest
  • The peace of mind to payout early without penalty
  • Ability to make extra repayments and get ahead
  •  Moves to our standard variable home loan at the end of year 1
  • Make extra repayments up to $25,000 a year without penalty
  • ​Borrow up to 95% of the property value with Lender's Mortgage Insurance
  • Borrow from $50,000 up to 30 years



1 Year Fixed Honeymoon Home Loan

Current Interest Rate

Comparison Rate

Owner-occupied - Principal & Interest 3.65% p.a.* 4.19% p.a.**
Owner-occupied - Interest Only 4.00% p.a.* 4.21% p.a.**
Investment - Principal & Interest 4.05% p.a.* 4.59% p.a.**

Access to a dedicated home loan specialist

We know that applying for a home loan can be time consuming and sometimes stressful – we’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll receive assistance from a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.



Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 25/07/18 and subject to change without notice. After the fixed interest rate period, the interest rate on the loan reverts back to our standard variable rate. ^^Application fees will be charged and calculated on a per application and per security basis and includes the cost of one valuation fee only, subsequent valuations will be charged at the standard rate and could incur additional legal fees. Application fee excludes government charges. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.