Home loan features

  • Avoid interest rate rises for 3 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After 3 years, stay on our variable home loan or fix again
Interest Rate From
3.49
% p.a.†
Comparison Rate From
4.08
% p.a.**

A home loan that isn't hard work

Knowing your repayments won't change for a while makes it easier to budget. We don't have branches or pay brokers, so you can do more with your home loan without paying a premium.
  • 100% offset account attached so your savings can reduce your interest
  • After 2 years, stay on our variable home loan or fix again
  • For the home you live in, borrow up to 95% of the property value with lenders mortgage insurance
  • Pay extra - up to $25,000 each year without penalty
  • Redraw as little as $1 - fee free in case you need cash
  • Borrow from $50,000
  • No annual or monthly fees​
 

3 Year Fixed Home Loan

Current Interest Rate

Comparison Rate

New money offer - Owner-occupied Principal and Interest 3.49% p.a.  4.08% p.a.**
Owner-occupied - Principal & Interest 3.85% p.a.* 4.16% p.a.**
Owner-occupied - Interest Only 4.34% p.a.* 4.27% p.a.**
Investment - Principal & Interest 4.39% p.a.* 4.59% p.a.**

 

Access to a dedicated home loan specialist

We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.

 

 

 

Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates are current as at 8/11/17 and subject to change without notice. After the fixed interest rate period, the interest rate on the loan reverts back to the standard variable rate. ^Application fees will be charged and calculated on a per application and per security basis and includes the cost of one standard valuation fee only, subsequent valuations and securities will be charged at cost and could incur additional legal fees. Application fee excludes government charges. Rate is current as at 03/06/19 and subject to change without notice. Offer commenced 03/06/19 and is available on the 3 year fixed home loan for new money owner-occupied principal and interest applications only or internal refinances of at least $50,000. Break costs may apply for fixed loans refer to your terms and conditions for more information. Offer is for home loan applications made by 31/08/19, funded by 30/11/19 and can be withdrawn at any time. At the end of the fixed period the interest rate will revert to the standard variable rate at the time. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.