Community First Store

Community First is a financially sound and well managed Financial institution that has been in operation since 1959. Community First is the 9th largest credit union in New South Wales and the 23rd largest in Australia based on total assets. We have over 75,000 Members, eleven Financial Service Stores and over $700 million in funds under management.

Community First exists for Members

As a mutual organisation Community First is not required to make large profits to pay dividends on shares. We deliver value to our Members as owners through superior service, an extensive range of products, lower fees and competitive interest rates.

Regulated the same way as the banks

Community First Credit Union is an “Authorised Deposit Taking Institution” regulated under the Banking Act 1959, by the Australian Prudential Regulation Authority (APRA) and the Corporations Act 2001, by the Australian Securities and Investment Commission (ASIC). Credit Unions hold Australian Financial Services Licences administered by ASIC, and are regulated under the Corporations Act, meeting all relevant Australian company law requirements and obligations.

Community First is safe and secure

Community First carries capital relative to our risk-weighted assets that is well above the current level of banks. Community First also provides an extra degree of protection for our Members through our contributions we make to the Credit Union Financial Support System (CUFSS)

CUFFS is an industry support scheme that provides deposit protection for Credit Union Members. The scheme has been certified by the Australian Prudential Regulation Authority (APRA), the prudential regulator for all deposit-taking institutions, including credit unions and banks.

Today, Community First is the largest community based credit union operating throughout the Sydney and Central Coast region. We aim to continue to be an integral part of the communities in which our Members live and work.

Visit Community First

You can visit Community First Credit Union at