Home loan interest rates

Home loan

Current interest rate

Comparison rate

Standard Variable Home Loan - Owner-occupied
New loan offer -Principal & Interest 2.95% p.a.^^ 2.99% p.a.**
Principal & Interest 3.85% p.a.* 3.89% p.a.**
Interest Only 4.20% p.a.* 4.02% p.a.**
Standard Variable Home Loan - Investment
New loan offer -Principal & Interest 3.35% p.a.^^ 3.39% p.a.**
Principal & Interest 4.15% p.a.* 4.19% p.a.**
Interest Only 4.50% p.a.* 4.32% p.a.**
2 Year Fixed Home Loan - Owner-occupied
Principal & Interest 2.99% p.a.* 3.74% p.a.**
Interest Only 3.34% p.a.* 3.80% p.a.**
2 Year Fixed Home Loan - Investment    
Principal & Interest 3.39% p.a.* 4.05% p.a.**
Interest Only 3.74% p.a.* 4.11% p.a.**
3 Year Fixed Home Loan - Owner-occupied
Principal & Interest 3.09% p.a.* 3.69% p.a.**
Interest Only 3.44% p.a.* 3.78% p.a.**
3 Year Fixed Home Loan - Investment    
Principal & Interest 3.49% p.a.* 4.02% p.a.**
Interest Only 3.84% p.a.* 4.11% p.a.**

Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates for new loans are current as at 06/11/19 and subject to change without notice.  ∥ For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the standard variable rate at the time. Offer terms and conditions: ^^ Rate is current as at 06/11/19 and subject to change without notice. Offer commenced on 06/11/19 and is available on the Standard Variable home loan for new money principal and interest applications only or internal refinances of at least $50,000. Offer is for applications made by 09/02/20, funded by 31/05/20 and can be withdrawn at any time. Maximum LVR of 95% (lenders mortgage insurance required for LVR over 80%).  **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Personal loan interest rate

Personal loan

Current interest rate

Comparison rate

Fixed Rate Personal Loan 9.99% p.a.# 10.27% p.a.#

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. #Rates are current as at 18/05/2018. ##Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 
 

Credit card interest rates

Easy Low Rate Credit Card

Current interest rate

Retail purchases

8.99% p.a. 1

Cash advances 8.99% p.a. 1
Balance transfers 8.99% p.a. 1

Credit eligibility criteria, terms & conditions, fees & charges apply. 1Rate is current as at 09/12/2016 and subject to change without notice.

 

Savings account interest rates

Account

Current interest rate

Easy Savings Standard variable rate 1.40% p.a
Bonus Saver 1.80% p.a.

Variations to savings interest rates

 The Easy Savings account will pay the current variable interest rate regardless of how the account is used. Unlimited withdrawals and deposits are allowed with no rate or fee penalties.

The Bonus Saver Account will pay the maximum interest rate when at least one deposit of $50 is made each month and no withdrawals are made. In the event these conditions are not met, the interest rate for that month only will be 0.01%p.a.

 

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. & Rates are current as 01/11/19 and subject to change without notice.

Comparison rates

A comparison rate gives you an indication of the true cost of the loan by taking in to account all fees and charges over the life of the loan. You can also view a summary of the total cost of the loan by viewing the Home Loan Key fact Sheet for the product you are interested in.

 

When is it beneficial to use the comparison rate?

It's always a good idea to check the comparison rate of a home loan before you commit to it as it gives you an indication of how fees and charges impact the cost of the loan over time.
 

 

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