Home loan interest rates

Home loan

Current interest rate

Comparison rate

Standard Variable Home Loan - Owner-occupied
Principal & Interest 4.10% p.a.* 4.13% p.a.**
Interest Only 4.20% p.a.* 4.17% p.a.**
Standard Variable Home Loan - Investment
Principal & Interest 4.35% p.a.* 4.38% p.a.**

1 Year Fixed Honeymoon Home Loan - Owner Occupied (new money only offer)

Principal & Interest 3.49% p.a.*^ 4.09% p.a**
Interest Only 3.59% p.a.*^ 4.08% p.a.**
2 Year Fixed Home Loan - Owner-occupied
Principal & Interest 3.85% p.a.* 4.10% p.a.**
Interest Only 3.95% p.a.* 4.10% p.a.**
2 Year Fixed Home Loan - Investment    
Principal & Interest 4.10% p.a.* 4.35% p.a.**
3 Year Fixed Home Loan - Owner-occupied
3 Year Fixed Home Loan offer - Owner-occupied Principal & Interest (new loans only)^^ 3.59% p.a.* 4.03% p.a.**
Principal & Interest 3.99% p.a.* 4.11% p.a.**
Interest Only 4.09% p.a.* 4.13% p.a.**
3 Year Fixed Home Loan - Investment    
Principal & Interest 4.24% p.a.* 4.36% p.a.**

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 07/04/17 and subject to change without notice.  ^Offers commenced 20/6/16 and is available on our Honeymoon Home Loan 1 year fixed for new money applications only and not available for internal re-finances. Offer is for home loan applications made between 20/6/16 and 09/06/17 funded by 09/09/17 and can be withdrawn at any time. ^ && ^^ At the end of the fixed period the interest rate will revert back to the standard variable rate at the time. ^^ Offer commenced 10/10/16 and is available on the 3 year fixed home loan for new money Owner-occupied principal and interest applications only. Offer is for home loan applications made between 10/10/16 and 30/06/17 funded by 30/09/17 and can be withdrawn at any time.  **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Personal loan interest rate

Personal loan

Current interest rate

Comparison rate

Fixed Rate Personal Loan 9.99% p.a.# 10.27% p.a.#

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. #Rates are current as at 20/06/16. ##Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 
 

Credit card interest rates

Easy Low Rate Visa credit card

Current interest rate

Retail purchases

8.99% p.a. 1

Cash advances 8.99% p.a. 1
Balance transfers 8.99% p.a. 1

Credit eligibility criteria, terms & conditions, fees & charges apply. 1Rate is current as at 09/12/2016 and subject to change without notice.

 

Savings account interest rates

Account

Current interest rate

Easy Savings 2.00% p.a
Bonus Saver 2.65% p.a.

Variations to savings interest rates

The Easy Savings account will pay the current variable interest rate regardless of how the account is used. Unlimited withdrawals and deposits are allowed with no rate or fee penalties.

The Bonus Saver Account will pay the maximum interest rate when at least one deposit of $50 is made each month and no withdrawals are made. In the event these conditions are not met, the interest rate for that month only will be 0.01%p.a.

 

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. & Rates are current as 01/09/16 and subject to change without notice. 

 

Comparison rates

A comparison rate gives you an indication of the true cost of the loan by taking in to account all fees and charges over the life of the loan. You can also view a summary of the total cost of the loan by viewing the Home Loan Key fact Sheet for the product you are interested in.

 

When is it beneficial to use the comparison rate?

It's always a good idea to check the comparison rate of a home loan before you commit to it as it gives you an indication of how fees and charges impact the cost of the loan over time.
 

 

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