Home loan interest rates

Home loan

Current interest rate

Comparison rate

Standard Variable Home Loan - Owner-occupied
Principal & Interest 4.20% p.a.* 4.23% p.a.**
Interest Only 4.55% p.a.* 4.36% p.a.**
Standard Variable Home Loan - Investment
Principal & Interest 4.60% p.a.* 4.63% p.a.**

1 Year Fixed Honeymoon Home Loan - Owner Occupied

Principal & Interest 3.65% p.a.* 4.19% p.a**
Interest Only 4.00% p.a.* 4.12% p.a.**
2 Year Fixed Home Loan - Owner-occupied
Principal & Interest 3.85% p.a.* 4.18% p.a.**
Interest Only 4.20% p.a.* 4.15% p.a.**
2 Year Fixed Home Loan - Investment    
Principal & Interest 4.25% p.a.* 4.37% p.a.**
3 Year Fixed Home Loan - Owner-occupied
Principal & Interest 3.99% p.a.* 4.19% p.a.**
Interest Only 4.34% p.a.* 4.19% p.a.**
3 Year Fixed Home Loan - Investment    
Principal & Interest 4.39% p.a.* 4.59% p.a.**

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 8/11/17 and subject to change without notice. & ^^ At the end of the fixed period the interest rate will revert back to the standard variable rate at the time.  **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Personal loan interest rate

Personal loan

Current interest rate

Comparison rate

Fixed Rate Personal Loan 9.99% p.a.# 10.27% p.a.#

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. #Rates are current as at 20/06/16. ##Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 
 

Credit card interest rates

Easy Low Rate Visa credit card

Current interest rate

Retail purchases

8.99% p.a. 1

Cash advances 8.99% p.a. 1
Balance transfers 8.99% p.a. 1

Credit eligibility criteria, terms & conditions, fees & charges apply. 1Rate is current as at 09/12/2016 and subject to change without notice.

 

Savings account interest rates

Account

Current interest rate

Easy Savings Standard variable rate 2.00% p.a
Bonus Saver 2.65% p.a.

Variations to savings interest rates

 The Easy Savings account will pay the current variable interest rate regardless of how the account is used. Unlimited withdrawals and deposits are allowed with no rate or fee penalties.

The Bonus Saver Account will pay the maximum interest rate when at least one deposit of $50 is made each month and no withdrawals are made. In the event these conditions are not met, the interest rate for that month only will be 0.01%p.a.

 

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. & Rates are current as 01/11/17 and subject to change without notice.

Comparison rates

A comparison rate gives you an indication of the true cost of the loan by taking in to account all fees and charges over the life of the loan. You can also view a summary of the total cost of the loan by viewing the Home Loan Key fact Sheet for the product you are interested in.

 

When is it beneficial to use the comparison rate?

It's always a good idea to check the comparison rate of a home loan before you commit to it as it gives you an indication of how fees and charges impact the cost of the loan over time.
 

 

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