Here are the fees and charges applicable to the Everyday Access Account.  For clarification of any of these fees and charges, please contact us.


Everyday Access Account fees

Transaction

Cost

Monthly fee - effective from 1 January 2020 $0
ATM withdrawal at any ATM* Free 
Balance enquiry at any ATM* Free
EFTPOS using Visa Debit Card (credit or savings button) Free
EFTPOS purchase with cash out Free
Internet banking external transfer Free
Internet Banking internal transfer Free
BPAY® payment Free
Direct credit Free
Payroll credit Free
Direct debits Free
Overseas Visa Debit Card ATM withdrawal $5
*You may be charged a direct charge fee by the ATM operator for withdrawals or balance enquiries.   

 

Service fees

Event

Cost

Direct Debit Dishonour - when payment of a direct debit from your account is rejected. Charged on the day of the dishonour $25
Periodical Payment Dishonour - when payment of a periodical payment from your account is rejected. Charged on the day of the dishonour $20
Account Combination Fee - charged if we have to offset the credit balance of any of your deposit accounts against any debit owing by you $5
Overdrawn Fee - charged on accounts that become overdrawn by $50.00 or more in a calendar month. Charged last day of each month $10 per month
Dishonour Fee - when payment of a cheque deposited in your account is rejected. Charged on the day of the dishonour $9

 

Specially requested services

Service

Fee

Replacement of VISA Debit Card (within Australia) $12.50
Replacement of VISA Debit Card overseas US$175*
Cancel replacement Visa Debit Card overseas US$50*
Copy of Visa Voucher $20
Visa chargebacks $25
International Conversion Fee - This is payable on all transactions made overseas on VISA Debit Cards 3% of transaction value in $AUD
Inward Swift payment - domestic or international transfer is credited to your account $6.60
Outward Swift payment - domestic transfer is debited to your account $20
Forced Payment - direct debit paid on insufficient funds $20
Stop payment of funds transfer to or from another financial institution At cost
Retrieve cashiering vouchers or any other document $20 per item
Payment services - credit union cheque At cost
Stop payment on a credit union cheque $15

 

® Registered to BPAY Pty Ltd ABN 69 079 137 518