Here are the fees and charges applicable to the Everyday Access Account. For clarification of any of these fees and charges, please contact us.
Everyday Access Account fees
Transaction |
Cost |
| Monthly fee - effective from 1 January 2020 | $0 |
| ATM withdrawal at any ATM* | |
| Balance enquiry at any ATM* | Free |
| EFTPOS using Visa Debit Card (credit or savings button) | Free |
| EFTPOS purchase with cash out | Free |
| Internet banking external transfer | Free |
| Internet Banking internal transfer | Free |
| BPAY® payment | Free |
| Direct credit | Free |
| Payroll credit | Free |
| Direct debits | Free |
| Overseas Visa Debit Card ATM withdrawal | $5 |
| *You may be charged a direct charge fee by the ATM operator for withdrawals or balance enquiries. |
Service fees
Event |
Cost |
| Direct Debit Dishonour - when payment of a direct debit from your account is rejected. Charged on the day of the dishonour | $25 |
| Periodical Payment Dishonour - when payment of a periodical payment from your account is rejected. Charged on the day of the dishonour | $20 |
| Account Combination Fee - charged if we have to offset the credit balance of any of your deposit accounts against any debit owing by you | $5 |
| Overdrawn Fee - charged on accounts that become overdrawn by $50.00 or more in a calendar month. Charged last day of each month | $10 per month |
| Dishonour Fee - when payment of a cheque deposited in your account is rejected. Charged on the day of the dishonour | $9 |
Specially requested services
Service |
Fee |
| Replacement of VISA Debit Card (within Australia) | $12.50 |
| Replacement of VISA Debit Card overseas | US$175* |
| Cancel replacement Visa Debit Card overseas | US$50* |
| Copy of Visa Voucher | $20 |
| Visa chargebacks | $25 |
| International Conversion Fee - This is payable on all transactions made overseas on VISA Debit Cards | 3% of transaction value in $AUD |
| Inward Swift payment - domestic or international transfer is credited to your account | $6.60 |
| Outward Swift payment - domestic transfer is debited to your account | $20 |
| Forced Payment - direct debit paid on insufficient funds | $20 |
| Stop payment of funds transfer to or from another financial institution | At cost |
| Retrieve cashiering vouchers or any other document | $20 per item |
| Payment services - credit union cheque | At cost |
| Stop payment on a credit union cheque | $15 |
® Registered to BPAY Pty Ltd ABN 69 079 137 518