Honeymoon offer image
Enjoy a low fixed rate for the first year

Save on interest and reduce your loan faster

  • A discounted fixed interest rate for the first year
  • Lower your repayments and save on interest during the honeymoon period
  • Reverts to our Standard Variable Home Loan
  • Free redraw and a 100% offset account
Interest Rate from
3.49
% p.a.*^
Comparison Rate from
4.09
% p.a.**

Request A Call Back

Items marked with * are mandatory.

1 Year Fixed Honeymoon Home Loan

Current Interest Rate

Comparison Rate

Owner-occupied - Principal & Interest (new money only offer) 3.49% p.a.*^ 4.09% p.a.**
Owner-occupied - Interest Only (new money only offer) 3.59% p.a.*^ 4.08% p.a.**

Our Honeymoon Home Loan Helps You Get Ahead

Buying a home is one of the biggest financial decisions you’ll ever make. There’s a lot to think about – especially if it’s your first time. At Easy Street, we’re here to help! Our Honeymoon Home Loan offers a special introductory fixed interest rate for the first year of your loan, giving you the chance to save on interest. Our Honeymoon Home Loan also allows you to get ahead with the ability to make extra repayments up to $25,000 per year for free. You can make extra repayments above this amount however you may be penalised.
  • Reverts to our standard variable loan at the end of the first year
  • Purchase, refinance or renovate
  • Borrow up to 95% of the purchase price (with Lenders Mortgage Insurance)
  • Weekly, fortnightly or monthly repayment options
  • Borrow from $50,000 for up to 30 years
  • Free to make extra repayments up to $25,000 per year without penalty
  • Free online redraw with no minimum redraw amount
  • No monthly or ongoing fees
  • 24/7 access to your loan via Internet Banking
  • Low application fee of $500^^
  • Access to a 100% offset account to help you save on interest

Access to a dedicated home loan specialist

At Easy Street, we help make the process easy

We know that applying for a home loan can be time consuming and sometimes stressful – we’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll receive assistance from a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.

 

Apply now

Apply now if you:

  • Are over 18 years of age
  • Have a regular income and are not on probation
  • Are an Australian citizen or a permanent resident
  • Have not defaulted on any loans, credit cards, store cards or interest free finance arrangements in the last 5 years
  • Are not bankrupt

Two easy, flexible ways to apply:

  • Apply over the phone – Call us on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.
  • Request a call back – Simply fill out our contact form and we’ll contact you at a time that suits you

Managing your home loan is easy

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It's easy being green

Easy Street e-Statements provide your account history at the click of a button and are kind to the environment. Never lose a statement again!

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24/7 Access

Easy Street Internet Banking gives you 24/7 access to your Home or Investment Loan and the ability to redraw any payments made in advance.

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Fancy a chat?

We're here to help. Contact our local call centre on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.

Once you submit your application

You'll receive an immediate response and we'll contact you within one business day and we will let you know the next steps

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 05/04/17 and subject to change without notice. After the fixed interest rate period, the interest rate on the loan reverts back to our standard variable rate. ^Offer commenced on 20/6/2016 and is available on our Honeymoon Home Loan 1 year fixed for new money applications only and is not available for internal re-finances. Offer is for home loan applications made between 20/06/2016 and 21/07/17 funded by 21/10/17 and can be withdrawn at any time. ^^Application fees will be charged and calculated on a per application and per security basis and includes the cost of one valuation fee only, subsequent valuations will be charged at the standard rate and could incur additional legal fees. Application fee excludes government charges. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.