People on Easy Street
A variable rate home loan that comes with a range of flexible features

All the features you need to help you pay off your home loan sooner

  • 100% Offset account attached
  • Make repayments weekly, fortnightly or monthly – whatever suits you
  • Save on interest by making extra repayments or paying the loan out early
  • Redraw any payments you’ve made in advance, with no fees or minimum redraw amount
Interest Rate From
% p.a.^^
Comparison Rate From
% p.a.**

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Standard Variable Home Loan

Current Interest Rate

Comparison Rate

New Money Offer – Owner-Occupied – Principal & Interest 3.49% p.a.^^  3.52%p.a.**
Owner-Occupied - Principal & Interest 4.20% p.a.* 4.23% p.a.**
Owner-Occupied - Interest Only 4.55% p.a.* 4.36% p.a.**
Investment - Principal & Interest 4.60% p.a.* 4.63% p.a.**

A great value home loan rate with added flexibility

Our Standard Variable Home Loan allows you to make extra repayments, redraw any payments made in advance and pay out your loan early.
  • Borrow from $50,000
  • Owner-occupiers can borrow up to 95% of the purchase price (with lenders mortgage insurance)
  • Investors can borrow up to 80% of the property value
  • Weekly, fortnightly or monthly repayment options
  • Free to make extra repayments
  • Free redraw facility available 24/7 with no minimum redraw amount
  • No monthly or ongoing fees
  • 24/7 access to your loan via Internet Banking
  • $500 application, valuation and legal fees#
  • Purchase, refinance, renovate or invest

Access to a dedicated home loan specialist

At Easy Street, we'll help make the process easy

We know that applying for a home loan can be time consuming and sometimes stressful – we’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.


Apply now

Apply now if you:

  • Are over 18 years of age
  • Have a regular income and are not on probation
  • Are an Australian citizen or a permanent resident
  • Have not defaulted on any loans, credit cards, store cards or interest free finance arrangements in the last 5 years
  • Are not bankrupt

Two easy, flexible ways to apply:

  • Apply over the phone – Call us on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.
  • Request a call back – Simply fill out our contact form and we’ll contact you at a time that suits you

Managing your Home Loan is easy

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It's easy being green

Easy Street e-Statements provide your account history at the click of a button and are kind to the environment. Never lose a statement again!

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24/7 Access

Easy Street Internet Banking gives you 24/7 access to your Home or Investment Loan and the ability to redraw any payments made in advance.

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Fancy a chat?

We're here to help. Contact our local call centre on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.

Once you submit your application

You'll receive an instant response and we'll contact you within 1 business day to let you know the next steps

Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 8/11/17 and subject to change without notice. ^^Rate is current as at 14/03/18 and subject to change without notice. Offer began on 22/12/17 and is for applications made and unconditionally approved by 31/12/18, funded by 31/03/19. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new money applications, owner-occupied principal and interest loans, maximum LVR of 95% (lenders mortgage insurance required for LVR over 80%). **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. #Application fees will be charged and calculated on a per application and per security basis and includes the cost of one valuation fee only, subsequent valuations will be charged at the standard rate and could incur additional legal fees. Application fee excludes government charges.