Honeymoon Home Loan
Have you got your biggest asset protected?

Feel safe knowing your assets are protected

Easy Street through our arrangements with CGU Insurance, one of Australia's leading general insurers can help you cover you home against some of life's little disasters. Organising your home cover insurance through Easy Street gives you special benefits and features designed for our customers which you may not find in other insurance policies.
  • Pay-by-the-month premiums at no extra charge
  • Premiums deducted directly from your account so you won't forget to be covered
  • Automatic renewal for direct debit - take the worry out of insurance protection
  • Temporary accommodation - up to 12 months temporary accommodation if your home is damaged and you cannot live in it
  • New for Old cover - obtain new for old replacement on all items, regardless of age (conditions apply)

Home and Contents insurance covers damage to your home building up to its current replacement value (subject to the sum insured) with an automatic CPI adjustment to make sure your rebuilding costs are fully covered as your home increases in value. You can also protect your home contents against damage or loss. We recommend you regularly reassess your sum insured so that you are covered for changes in value to your property after extensions or additions.

 

 

Before you go ahead with an online quote, you should read our Financial Services Guide (FSG). By proceeding with a quote, you confirm that you have read and understood our FSG. If you are satisfied with the online quotation provided, you have the option to immediately purchase the insurance cover online.

 

Summary Of Features

Features

Listed Events

Accidental Damage

Accidental Damage Cover No Yes
Electrical burn out of domestic motors Yes, 15 years old or less Yes, 15 years old or less
Replacement benefit for buildings Yes Yes
New for old cover for contents All contents All contents
New for old cover for carpets Yes Yes
Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover Total of $5,000 or 20% of the contents sum insured, whichever is greater Total of $7,500 or 20% of the contents sum insured, whichever is greater
Paintings, works of art, electronic equipment $20,000 per item $20,000 per item
Liability Cover $20 million $20 million
Option to pay by the month Yes Yes
No Average/Co-insurance clause where you contribute to claims if you are under insured Yes Yes

Key Fact Sheets

Ready For A Quote?

Remember that you have the option to purchase the insurance immediately online if you are satisfied with the quotation provided

It is important that you refer to the policy wording for full details of your policy. These are available when you are obtaining an online quote. Alternatively, please call Easy Street on 1300 13 14 65, or send an email to arrange to have a copy of the policy forwarded to you.

 

This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371. An IAG Company. Contact number 13 15 32. In arranging this insurance Community First Credit Union ABN 80 087 649 938 acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU). For the Life and Trauma covers, CGU holds an insurance policy issued by National Mutual Life Association of Australasia ABN 72 004 020 437 AFS Licence No. 234649 a member of AMP Group (NMLA). CGU administers the Life and Trauma covers on behalf of NMLA and CGU’s liability under that policy is limited to the administration of the policy including the management of claims. We receive commission on insurance products. Details of the commission we receive can be found in our Financial Services Guide. A Product Disclosure Statement (PDS) for this product is available at our offices. We will give you a PDS on application, which you should read and consider in deciding whether to buy or hold the product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.