Loan Protection Insurance
Who will pay your loan if you can't?

A Simple Solution To Avoid Potential Financial Hardship

Accidents and serious illness can occur swiftly and without warning. The bills keep coming in, even when the income doesn't. At one time or another many of us will experience disabilities which keep us off work for prolonged periods. Often these accidents bring in their wake severe financial hardships for your family. You can choose from four options; Disablement (includes Hospitalisation), Trauma, Involuntary Unemployment and Life protection..

Loan repayment insurance benefits


  • Choice of different cover options
  • Amateur or professional sports (excluding engaging in motor racing and aerial activity)  are covered
  • Joint cover is available at a 25% discount on the regular premium amount
  • Worldwide cover
  • Work-related injuries are covered
  • Your policy will pay in addition to other benefits such as worker's compensation, etc.
  • No medical examination is required to obtain this policy
  • Premiums can be included into your loan
  • Trauma cover available where benefit is paid directly to the Member.


How do I apply?

When you apply for a loan with Easy Street, we will provide you with a quote for loan protection insurance with your loan contracts.

Should you wish to takeout loan protection insurance, at this time, all you will need to do is sign the form we send you and the rest will be done for you.



This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Backed by IAG. Contact number 13 15 32. In arranging this insurance Community First Credit Union ABN 80 087 649 938 acts under its own Australian Financial Services Licence and under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. For the Life and Trauma covers, CGU holds an insurance policy issued by National Mutual Life Association of Australasia ABN 72 004 020 437 AFS Licence No. 234649 a member of AMP Group (NMLA). CGU administers the Life and Trauma covers on behalf of NMLA and CGU’s liability under that policy is limited to the administration of the policy including the management of claims. We receive commission on insurance products. Details of the commission we receive can be found in our Financial Services Guide. A Product Disclosure Statement (PDS) for this product is available at our offices. We will give you a PDS on application, which you should read and consider in deciding whether to buy or hold the product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.