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Our new Easy Low Rate Visa credit card is full of benefits

Easy Low Rate Visa credit card

  • Same low variable interest rate on purchases, cash advances and balance transfers
  • Up to 55 days interest free on  purchases when you pay the balance in full by the due date each month
  • $40 annual fee
  • Credit limits from $1,000 up to $15,000
  • Visa's Zero Liability^ secures and protects against fraudulent or unauthorised transactions
Purchase interest rate
% p.a.*
Cash advance interest rate
% p.a.*

A Visa card that's there when you need it

Our Easy Low Rate Visa credit card is there for you when you really need it and it won't cost you the world. With a low ongoing variable interest rate on purchases, cash advances and balance transfers, our Low Rate Visa credit card lets you enjoy life without the financial burden of paying more interest than you should.
  • Variable interest rate of 8.99% p.a.* for retail purchases, cash advances and balance transfers
  • Additional security with Visa's Zero Liability policy^
  • Access to your account via internet banking and our Smart Phone App
  • Free additional credit card
  • $40 annual fee
  • Up to 55 interest free on retail purchases (to receive interest free days you must pay balance in full by due date each month)
  • payWave enabled (includes security limit of up to $100 per transaction, up to $200 per day)



  • Credit limits from $1,000 up to $15,000
  • International conversion fee - 3% of transaction value in AUD$ (payable when you use your Visa card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity outside Australia)





For loan fees and charges click here 

Security features you'll love

Our Visa payWave enabled credit card is as secure as a Visa chip card and carries multiple layers of security protection, including Visa's Zero Liability^.

  • payWave limit per transaction up to $100
  • payWave limit per day up to $200
  • Visa's Zero Liability^ which ensures you are not responsible for fraudulent or unauthorised transactions
  • Visa's Zero Liability policy covers members:
    • When the credit option is selected and/or followed by entering a PIN
    • payWave transactions
    • Online transactions
    • Phone transactions
    • Visa Easy Payment Services transactions


Lost or stolen cards

If your card is lost or stolen, contact Easy Street Financial Services immediately on:

In Australia:

Monday - Friday 8am to 8pm and Saturday 8am to 3pm call us on 1300 13 14 65

Outside hours above, call the Visa card Hotline on 1800 648 027 (Australia wide toll free)

If overseas:

Call the lost and stolen card Hotline on +612 9959 7480


How can I apply?

At Easy Street, we want to help you get ahead. We're passionate about working with you to understand your needs, budget and lifestyle.


Apply now if you:

  • Are over 18 years of age
  • Have a regular income
  • Are an Australian citizen or permanent resident
  • Have not defaulted on any loans, credit cards, store cards or interest free finance arrangements in the last 5 years
  • Are not bankrupt


Three easy, flexible ways to apply:

  • Apply online - our quick and easy online application will only take 10 minutes and you'll have an immediate response
  • Apply over the phone - call us on 1300 13 14 65 between 8am and 8pm Monday to Friday or 8am and 3pm on Saturdays to get started
  • Request a call back - fill out our contact form and we'll call you at a time that suits you


What you’ll need to get started

We may need the following information from you to assess your credit card application:

  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debt (e.g. mortgage, loans and credit cards) you currently have


Please note, Easy Street Financial Services does not offer commercial credit cards.


Once you submit your application

You will receive an instant response and we will contact you within 1 business day to let you know the next steps.


Apply Now Mouse

People on Easy Street get to cut the paperwork

It only takes 10 minutes to complete an application online.

Get Started Now


Managing your loan with Easy Street

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It's easy being green

Easy Street e-Statements provide your account history at the click of a button and are kind to the environment. Never lose a statement again!

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24/7 Access

Easy Street Internet Banking gives you 24/7 access to your Personal Loan and the ability to redraw any payments made in advance.

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Fancy a chat?

We're here to help. Contact us on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.



Credit eligibility criteria, terms & conditions, fees & charges apply. *Rate is current as at 09/12/16 and subject to change without notice. ^Visa's Zero Liability policy covers Australian and New Zealand-issued cards, but does not apply to ATM transactions not processed by Visa or certain commercial card transactions.