Manage Home Loans

How you can benefit from moving your home loan

RBA Interest Rate Reduction

Following the February 2015 RBA announcement, Easy Street is reducing our Basic Variable rates by 0.25%p.a.

Key Changes to all new and existing business – Effective Wednesday 24 February 2015

For more details, visit our interest rates page.

Verification of Identity for Mortgages

100 Point ID Check Requirements

As part of Verification of Identity, from January 2015 (NSW) all people who borrow money via a mortgage, need to present valid documentation face to face to meet the 100 point identification requirements. The National Verification of Identity requirements fall under Real Property Regulations (NSW) 2014 and applies when establishing a mortgage. We cannot allow settlement of your mortgage until we sight the valid original identification documents.
 

What to ask your agent before buying a house

Ask your agent these questions before you buy...

Tips to help you reduce your debts

If your current level of debt is stopping you from doing some of the things you'd like, our tips can help you be on your way to reducing your debts faster.

Offset account calculator

By utilising the offset account on your home loan, you’ll reduce the amount of interest you pay. And the more money you have sitting in your offset account, the more money you’ll save.

The balance of your savings is simply offset against the amount you owe on your loan because interest is earned at the same rate as your loan. 

Investment property calculator

Investment property calculator options from Easy Street

If you're considering buying an investment property, or have an existing investment property loan and are looking to refinance, our investment property calculator options can help.

2 year fixed home loan awarded 5 star rating | Easy Street

Friday 12th November 2009

Easy Street's 2 year fixed home loan has been awarded a 5 star rating for outstanding value from Canstar Cannex. The Canstar Cannex 5 star ratings provide an independent and transparent assessment of home loan products based on pricing and features.

How to manage interest rate rises

Following are some tips to help you stay on top of your home loan in a rising interest rate environment