Will you be financially prepared this Christmas?

11 January 2018

Make this Christmas an enjoyable one

Christmas Lights

If you think it's too early to start considering whether you'll be financially prepared for the 2014 Christmas season, think again. With retailers already adorning their shops with decorations, don't let your finances get in the way of what could be a a 'season to be jolly'.

If you're financially prepared for Christmas, the onset of the Christmas season can be a positive one, but for those who are financially unprepared, it can be cause for financial stress to kick in.

And we're not just talking about the cost of buying presents. The Christmas season is a time many of us also spend money on holidays, school holiday activities or entertaining friends and family.

What you can do to get financially prepared

Now is the time to work out how much cash you need to make this (and the next) Christmas season an enjoyable one.

Here are four steps you can take to ensure you're financially prepared:

  1. Work out how much money you'd like to save for the Christmas season, then use our savings calculator to re-assess your savings plan. You may find you need to increase your regular savings, or start saving more often in order to reach your goal.
  2. If you need to find a way to free up some of your money so you can put it towards your savings, assess your budget using our free budget calculator to get an idea of where your money is currently going
  3. Set up or amend your regular savings plan if you need to by contacting us
  4. It's easier to reach your savings goals for the Christmas season when you have longer to save for them. So be sure to start your savings plan for the 2015 Christmas season early in the year


The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.

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