Whatever you need, an Easy Street Personal Loan can help you get there

  • No monthly fees
  • Free redraw
  • No early repayment fees
Our Personal Loans

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Variable Personal Loan

A low rate personal loan with maximum flexibility

  • Borrow $5,000 to $35,000 for 1 to 5 years
  • Make extra repayments or pay the loan out early with no penalty
  • No monthly fees, no deposit or security required
  • Free online redraw
Current Rate*
12.44% p.a.
Comparison Rate**
13.13% p.a.
Fixed Personal Loan

Breathe easy knowing your repayments will never change

  • No deposit and no security required
  • $0 monthly fees and free online redraw
  • Make extra repayments or pay out the loan out early without penalty
Current Interest Rate*
13.43% p.a.
Comparison Rate**
14.13% p.a.

Flexible, Low Rate Personal Loans With No Hidden Costs

Looking to buy a car, book a holiday or make some home improvements?

Or maybe you want to refinance existing loans or credit card debt, consolidating them into a single loan with a low interest rate and easy-to-manage payments? Here's why Australians are choosing Easy Street...

Fast approval – Apply online now to receive an instant response. There’s no deposit or security required.
No hidden fees – Our Personal Loans have no monthly fees and it’s free to make extra repayments or pay your loan out early. 
Free redraw – Redraw any payments you’ve made in advance 24/7 via Internet Banking. There’s no minimum redraw amount, and best of all – it’s free!
Looking out for you – While we like to say yes, we’re committed to responsible lending. You can feel confident knowing that we won’t let you get in over your head.

 

Tools and calculators

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Personal loan calculator

Personal loan calculator

Using our personal loan calculator, you can calculate the repayments and total interest payable on a loan.  Go to calculator >>

 

Personal Loan Calculator
Borrowing power calculator

Borrowing power calculator

Using our borrowing power calculator, you can get an idea of how much you can expect to borrow based on your current salary and existing financial commitments. Go to calculator >>

borrowing power calculator
Loan comparison calculator

Loan comparison calculator

Using our loan comparison calculator, you can compare the loan repayments and the total interest payable on two different loans to determine which one will meet your needs best.    Go to calculator >>

 

Loan Comparison Calculator

Our Personal Loan Options

Fixed Personal Loan

Breathe easy knowing your repayments will never change

Current Interest Rate*
13.43% p.a.
Comparison Rate**
14.13% p.a.

Variable Personal Loan

A low rate personal loan with maximum flexibility

Current Rate*
12.44% p.a.
Comparison Rate**
13.13% p.a.

*Rates are current as at 01/11/14. Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. **Comparison rate is calculated on a loan amount of $10,000 over 3 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.