Travel safe, travel happy

  • Sickness cover
  • Accident cover
  • Travel delay
  • Lost luggage

Get a quote now

Getting a quote is easy.

You can choose to apply online or over the phone. 



Contact us

We're there when you need us

You take care of the selfie and we'll take care of the camera

Features and benefits: 


If you get sick or injured

We'll provide cover for the ambulance, hospital and surgery while travelling overseas.

If your stuff is lost or stolen

We'll cover the costs for luggage, cameras, clothes and more.

If there's an emergency

We're here on the phone 24/7 and ready to help.

Overseas medical

If you need unexpected medical or emergency dental treatment while overseas, we'll cover you.


If you need to cancel your trip due to unforseen circumstances, we'll refund your prepaid flights and accommodation.

Rental vehicle cover

If you have an accident in your rental car, we'll cover the vehicle's insurance excess (only available on some plans).

Travel disruptions

If you lose your passport, have an accident or the weather goes bananas, we'll cover accommodation and travel expenses. 


Read the Product Disclosure Statement (PDS) for the full list of product features. 



Cover for every type of traveller


  • Backpackers and first-timers - your big global adventure awaits and no one know what's ahead. So get covered, just in case
  • Families - Enjoy your family holidays with peace of mind knowing that you and your loved ones are all insured
  • Experienced travellers - If you're a seasoned traveller, you'll know things can and do go wrong. You know what to do​



Personalise your cover

Your travel cover, your way: make it your own
International travel

There are four levels of cover to suit your needs and budget:

  • Platinum: top-level cover with unlimited unexpected overseas hospital and medical costs, unlimited emergency expenses in certain circumstances and many other great benefits
  • Premium: mid-level cover, including unlimited unexpected overseas hospital and medical costs and many other great benefits
  • Essentials: affordable basic cover that includes unlimited unexpected overseas hospital and mdeical costs
  • Annual Multi-Trip: Platinum level cover for multiple international trips within 12 months


Australian holidays

When you're travelling around Australia, you'll enjoy your trip more knowing you have cover for:

  • cancelled or rescheduled plans if due to unforeseen circumstances
  • demaged or lost luggage and travel documents
  • certain emergency expenses
  • accidental death and disability in certain circumstances


Ski/snowboard holidays

Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:

  • costs for hiring your skis or board if yours is damaged in transit
  • medical cover if you have a skiing accident
  • emergency dental cover
  • replacement of your snow equipment if yours is lost, damaged or stolen


Cruise holidays

If you're heading on a cruise, we have optional cruise cover available for your grand voyage. You'll get:

  • cover for every country you visit - when you list each on your policy
  • medical and emergency dental cover if you have an accident
  • costs for returning home if it's deemed medically necessary
  • cover for cancelled or recheduled extra activities and day trips
  • replacement of certain items that are lost, stolen or damaged


Optional extra cover for valuables 

If you're taking important posessions with you, we'll cover the replacement of items such as:

  • cameras
  • jewellery
  • bicycles
  • ski and snowboarding gear
  • golf clubs


Have any questions?

Feel free to give us a call today.

Or, if you're ready, you can choose to apply online or over the phone. 


These insurance products are provided by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance.  In arranging this insurance Community First Credit Union Limited acts as an intermediary for the insurer of the particular insured product, not as your agent. When making decisions about our insurance, consider the Product Disclosure Statement and Target Market Determinations. A Product Disclosure Statement (PDS) for each product is available at our offices. We will give you a PDS on application, which you should read and consider in deciding whether to use any product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.