Fixed personal loan

  • An unsecured personal loan for just about anything
  • For example, a car, holiday, debt consolitation, hobbies, wedding
  • Borrow from $3,000 over 1-5 years
Fixed Interest Rate
% p.a.#
Comparison Rate
% p.a.##

A low-fuss personal loan online

We like to keep things simple. Unlike lenders that require you to apply to get your 'personalised rate', if you're approved with Easy Street there's just one simple interest rate applicable so you can be certain what rate you're going to get.
  • Borrow from $3,000
  • Choose a loan term from 1 to 5 years
  • Make extra repayments without penalty


  • No monthly or redraw fees
  • Pay your loan out early without penalty
  • Easy online application
  • No deposit or security required
  • Low application fee of $195



You can view our product Target Market Determinations here


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Start your application now

It only takes 10 minutes to complete an application online

Apply Online


Who can apply?

You can apply if you...

  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)


What to expect

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Apply online

Apply online and get an instant response. We'll let you know what documents to provide, such as proof of income.

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Once we have everything we need, we'll let you know if your loan has been approved and email you your contracts. 

Get your funds

No need to return contracts - we'll contact you to get your approval to fund the loan to your account.


You can view Target Market Determinations here.

#Rates are current as at 3/08/2021. Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. ##Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.