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Fixed Personal Loan
Make budgeting easier with a fixed rate personal loan
Breathe easy knowing your repayments will never change
- No deposit and no security required
- $0 monthly fees and free online redraw
- Loan amounts from $5,000 up to $35,000
- Make extra repayments or pay out the loan out early without penalty
Our Fixed Rate Personal Loans come with flexible features
Our fixed rate Personal Loan gives you certainty that your repayments won't change if interest rates go up, giving you some peace of mind when it comes to your budget.
- Borrow from $5,000 to $35,000
- Choose a loan term from 1 to 5 years
- 24/7 access to your loan via Internet Banking
- Free to make extra repayments
- Free redraw facility available 24/7 with no minimum redraw amount
- Free to pay your loan out early
- No monthly or ongoing fees
- No deposit or security required
- Low application fee of $195
People on Easy Street get to cut the paperwork
At Easy Street, we want to help you get ahead. We’re passionate about working with you to understand your lending needs, budget and lifestyle and personalising a loan to suit you. With repayments locked for the life of your loan, our Fixed Rate Personal Loans give you peace of mind and help you to manage your budget.
Apply now if you:
- Are over 18 years of age
- Have a regular income
- Are an Australian citizen, a permanent resident or have an approved Australian working visa
- Have not defaulted on any loans, credit cards, store cards or interest free finance arrangements in the last 5 years
- Are not bankrupt
Three easy, flexible ways to apply:
- Apply online – Our quick and easy online application will only take 10 minutes and you’ll have an immediate response.
- Apply over the phone – Call us on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays to get started.
- Request a call back – Fill out our contact form and we’ll contact you at a time that suits you.
What you’ll need to get started
We’ll need the following information from you to assess your Personal Loan application:
- Details of your salary and any other income (such as rent or dividends)
- Details of your assets and liabilities (including your home and other properties, your savings, investments, shares, motor vehicles and personal effects)
- Details of your existing monthly financial commitments (including payments for other loans, credit cards and store cards)
- If you are self employed, we’ll need the income figure from your last 2 years tax returns
If you have this information handy, you can apply now. You will be notified immediately if you pass our initial checks.
We will then contact you within 1 business day to let you know the next steps.
People on Easy Street get to cut the paperwork
It only takes 10 minutes to complete an application online
Managing your loan with Easy Street
It's easy being green
Easy Street e-Statements provide your account history at the click of a button and are kind to the environment. Never lose a statement again!
24/7 Access
Easy Street Internet Banking gives you 24/7 access to your Personal Loan and the ability to redraw any payments made in advance.
Fancy a chat?
We're here to help. Contact us on 1300 13 14 65 between 8am and 8pm Monday to Friday or between 8am and 3pm on Saturdays.
