Terms and conditions:

Street Smart Variable – Terms and conditions: Credit eligibility criteria, terms & conditions, fees & charges apply.

¹Rate is for new loans funded from 13/2/26 and switches – rates are subject to change without notice. Interest Only repayments for owner-occupiers is subject to review and approval. Available for purchases and refinances. Construction loans are excluded.

2 Year Fixed Home Loan – Terms and conditions: Credit eligibility criteria, terms & conditions, fees & charges apply.

²Rates for new loans are current as at 13/02/26 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the Street Smart variable rate at the time. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. Available for purchases and refinances. Construction Loans are excluded. Interest Only repayment option is available for investment purposes only.

Flex Saver – Terms and conditions: 

³ Rate is current as at 18/02/2026 and subject to change without notice. Interest is payable on balances up to and including $3 million. Balances over $3 million will not earn interest. Terms and conditions fees and charges apply.

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. You can view Target Market Determinations here.