Couple relaxing at home because they have an easy street home loan
Home loans packed with features to give you freedom and flexibility
Home Loan Choices

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Standard Variable Home Loan

All the features you need to help you pay off your home loan sooner

  • 100% Offset account attached
  • Make repayments weekly, fortnightly or monthly – whatever suits you
  • Save on interest by making extra repayments or paying the loan out early
  • Redraw any payments you’ve made in advance, with no fees or minimum redraw amount
Interest Rate From*
4.15% p.a.
Comparison Rate From**
4.18% p.a.
Honeymoon Home Loan

Save on interest with a super low rate for the first year

  • Enjoy a special discounted interest rate for the first 12 months
  • Save on interest by making extra repayments during your honeymoon period to get ahead
  • Lower repayments for the first year and an offset account give you more flexibility settling in to your home
  • Redraw any payments you’ve made in advance, with no fees or minimum redraw amount
Interest Rate From*
3.49% p.a.
Comparison Rate From**
4.13% p.a.
2 Year Fixed Home Loan

Protect yourself from interest rate rises

  • Enjoy the certainty of a low fixed interest rate for 2 years
  • Flexibility of a 100% offset account linked to help you save on interest
  • No monthly or ongoing fees, including free redraw
  • Save on interest by making extra repayments, even during the fixed period
  • Switch to our standard variable home loan at the end of the term or choose a further fixed period
Interest Rate From^
3.85% p.a.
Comparison Rate From^^
4.14% p.a.
3 Year Fixed Home Loan

Protect yourself from rising interest rates

  • Enjoy the certainty of a low fixed interest rate for 3 years
  • Flexibility of a 100% offset account linked to help you save on interest
  • No monthly or ongoing fees, including free redraw
  • Save on interest by making extra repayments, even during the fixed period
  • Switch to our low rate standard variable home loan at the end of the term or choose a further fixed period
Interest Rate From*
3.99% p.a.
Comparison Rate From**
4.15% p.a.
Interest Only Investment

Be a clever investor with a flexible interest only investment loan

  • Pay either interest only or interest in advance for a lower repayment for up to 5 years
  • Free up your cash flow to take advantage of additional investment opportunities
  • Available on any Easy Street Home Loan product
  • Pay out the principle when you sell the property, or via small payments at any stage you choose
  • Enjoy low interest rates, free redraw and no hidden fees
Interest Rate From*
4.76% p.a.
Comparison Rate From**
4.79% p.a.

Popular Products To Fund Your Home

Standard Variable Home Loan

All the features you need to help you pay off your home loan sooner

  • 100% Offset account attached
  • Make repayments weekly, fortnightly or monthly – whatever suits you
  • Save on interest by making extra repayments or paying the loan out early
  • Redraw any payments you’ve made in advance, with no fees or minimum redraw amount
Interest Rate From*
4.15% p.a.
Comparison Rate From**
4.18% p.a.

Honeymoon Home Loan

Save on interest with a super low rate for the first year

  • Enjoy a special discounted interest rate for the first 12 months
  • Save on interest by making extra repayments during your honeymoon period to get ahead
  • Lower repayments for the first year and an offset account give you more flexibility settling in to your home
  • Redraw any payments you’ve made in advance, with no fees or minimum redraw amount
Interest Rate From*
3.49% p.a.
Comparison Rate From**
4.13% p.a.

2 Year Fixed Home Loan

Protect yourself from interest rate rises

  • Enjoy the certainty of a low fixed interest rate for 2 years
  • Flexibility of a 100% offset account linked to help you save on interest
  • No monthly or ongoing fees, including free redraw
  • Save on interest by making extra repayments, even during the fixed period
  • Switch to our standard variable home loan at the end of the term or choose a further fixed period
Interest Rate From^
3.85% p.a.
Comparison Rate From^^
4.14% p.a.

*^ Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.Rates are current as at 01/06/2016 and subject to change without notice. **^^Comparison rate is calculated on a loan amount of $150,000 secured over 25 years. WARNING: The comparison rate is true only for the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Application fees will be charged and calculated on a per application and per security basis and includes the cost of one valuation fee only, subsequent valuations will be charged at the standard rate and could incur additional legal fees. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the standard variable rate and subject to change. Offer commenced 27/04/16 and is available for new money owner-occupied home loan applications only. ^Offer is for home loan applications made between 27/04/14 and 15/06/16 funded by 31/08/16 and can be withdrawn at any time. At the end of the 2 year fixed period the interest rate of 3.85%p.a. will revert back to the basic variable rate at the time. Minimum loan size is $50,000.

A Home Loan to suit you

All Easy Street Home Loans offer competitive interest rates, great repayment flexibility and free unlimited redraw.

You can also save on interest by making extra repayments or paying the loan out early. Best of all, there are no ongoing monthly fees and redraw is free!

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.

For home loans fees and charges click here 

Tools and calculators

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Borrowing power calculator

Borrowing power calculator

Using our borrowing power calculator, you can get an idea of how much you can expect to borrow based on your current salary and existing financial commitments. Go to calculator >>

borrowing power calculator
Loan repayment calculator

Loan repayment calculator

Using our loan repayments calculator, you can work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount. Go to calculator >>

Loan comparison calculator

Loan comparison calculator

Using our loan comparison calculator, you can compare the loan repayments and the total interest payable on two different loans to determine which one will meet your needs best.    Go to calculator >>

 

Loan Comparison Calculator
Honeymoon loan calculator

Honeymoon loan calculator

Using our honeymoon loan calculator, you can calculate your loan repayments and total interest payable on a loan with a honeymoon rate.

A honeymoon home loan gives you a discounted rate for an initial period before reverting to an ongoing rate. Using the honeymoon loan calculator, you can calculate how much you'll save in the initial discounted period by choosing a honeymoon home loan.  Go to calculator >>

honeymoon loan calculator
Split loan calculator

Split loan calculator

Using our split loan calculator, you can calculate your repayments and interest payable under different fixed and variable rate scenarios. Go to calculator >>

Split Loan Calculator