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Home Loans
Simple value home loans
Home Loan Choices
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Popular Products To Fund Your Home
Standard Variable Home Loan
Flexible. Simple. Low-fuss.
- No annual, monthly or redraw fees
- A 100% offset account
- Make extra repayments without penalty
- Borrow up to 95% of the property value^
Interest Rate From
3.49
% p.a.^^
Comparison Rate From
3.52
% p.a.**
3 Year Fixed Home Loan
Lock in a low home loan rate for 3 years
- Enjoy the certainty of a low fixed interest rate for 3 years
- Flexibility of a 100% offset account linked to help you save on interest
- No monthly or ongoing fees, including free redraw
- Save on interest by making extra repayments, even during the fixed period
- Switch to our low rate standard variable home loan at the end of the term or choose a further fixed period
Interest Rate From
3.69
% p.a.†
Comparison Rate From
4.13
% p.a.**
2 Year Fixed Home Loan
Peace of mind
- Avoid interest rate rises for 2 years
- A 100% offset account so your savings can reduce your interest
- No annual, monthly or redraw fees
- After 2 years, stay on our variable home loan or fix again
Interest Rate From
3.85
% p.a.*
Comparison Rate From
4.18
% p.a.**
A Home Loan to suit you
All Easy Street Home Loans offer competitive interest rates, great repayment flexibility and free redraw.
You can also save on interest with our variable home loan with the ability to make extra repayments or pay the loan out early. You can also make extra repayments to your fixed home loan of up to $25,000 per year without penalty. Best of all, there are no ongoing monthly fees and redraw is free!
When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.
For home loans fees and charges click here
Tools and calculators
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Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. *Rates are current as at 01/08/2017 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the standard variable rate at the time. ^^ Rate is current as at 14/03/18 and subject to change without notice. Offer is for applications made and unconditionally approved by 31/12/18, funded by 31/03/19. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new money applications, owner-occupied principal and interest loans, maximum LVR of 95% (lenders mortgage insurance required for LVR over 80%). †Rate is current as at 16/04/18 and subject to change without notice. Offer commenced 16/04/18 and is available on the 3 year fixed home loan for new money applications only, and can be withdrawn at any time. At the end of the fixed period the interest rate will revert back to the standard variable rate at the time and will vary depending on the loan p urpose. For owner-occupied this is currently 4.20% p.a. For investors this is currently 4.60% p.a.**Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
