Home Loan Choices

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Standard Variable Home Loan

Flexible. Simple. Low-fuss.

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
  • Borrow up to 95% of the property value^
Interest Rate From
3.49
% p.a.^^
Comparison Rate From
3.52
% p.a.**
2 Year Fixed Home Loan

Peace of mind

  • Avoid interest rate rises for 2 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After 2 years, stay on our variable home loan or fix again
Interest Rate From
3.85
% p.a.*
Comparison Rate From
4.18
% p.a.**
3 Year Fixed Home Loan

Peace of mind

  • Avoid interest rate rises for 3 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After 3 years, stay on our variable home loan or fix again
Interest Rate From
3.49
% p.a.†
Comparison Rate From
4.08
% p.a.**

Popular Products To Fund Your Home

Standard Variable Home Loan

Flexible. Simple. Low-fuss.

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
  • Borrow up to 95% of the property value^
Interest Rate From
3.49
% p.a.^^
Comparison Rate From
3.52
% p.a.**

3 Year Fixed Home Loan

Peace of mind

  • Avoid interest rate rises for 3 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After 3 years, stay on our variable home loan or fix again
Interest Rate From
3.49
% p.a.†
Comparison Rate From
4.08
% p.a.**

2 Year Fixed Home Loan

Peace of mind

  • Avoid interest rate rises for 2 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After 2 years, stay on our variable home loan or fix again
Interest Rate From
3.85
% p.a.*
Comparison Rate From
4.18
% p.a.**

A Home Loan to suit you

All Easy Street Home Loans offer competitive interest rates, great repayment flexibility and free redraw.

You can also save on interest with our variable home loan with the ability to make extra repayments or pay the loan out early. You can also make extra repayments to your fixed home loan of up to $25,000 per year without penalty. Best of all, there are no ongoing monthly fees and redraw is free!

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.

For home loans fees and charges click here 

Tools and calculators

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Loan repayment calculator

Loan repayment calculator

Using our loan repayments calculator, you can work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount. Go to calculator >>

Loan comparison calculator

Loan comparison calculator

Using our loan comparison calculator, you can compare the loan repayments and the total interest payable on two different loans to determine which one will meet your needs best.    Go to calculator >>

 

Loan Comparison Calculator
Split loan calculator

Split loan calculator

Using our split loan calculator, you can calculate your repayments and interest payable under different fixed and variable rate scenarios. Go to calculator >>

Split Loan Calculator

 

Credit eligibility criteria, terms and conditions, fees and charges apply. *Rate is current as at 01/08/2017 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the standard variable rate at the time. ^^Rate is current as at 03/06/19 and subject to change without notice. Offer commenced on 03/06/19 and is available the Standard Variable home loan for new money owner-occupied principal and interest applications only or internal refinances of at least $50,000. Offer is for applications made by 31/08/19, funded by 30/11/19 and can be withdrawn at any time. Maximum LVR of 95% (lenders mortgage insurance required for LVR over 80%). Rate is current as at 03/06/19 and subject to change without notice. Offer commenced 03/06/19 and is available on the 3 year fixed home loan for new money owner-occupied principal and interest applications only or internal refinances of at least $50,000. Break costs may apply for fixed loans refer to your terms and conditions for more information. Offer is for home loan applications made by 31/08/19, funded by 30/11/19 and can withdrawn at any time. At the end of the fixed interest period, the interest rate will revert to the standard variable rate at the time. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.