Home Loan Choices

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Standard Variable Home Loan

Flexible. Simple. Low-fuss.

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
Interest Rate (new loans) from
2.59
% p.a.^^
Comparison Rate from
2.63
% p.a.**
Fixed Rate Home Loan

Peace of mind

  • Avoid interest rate rises for up to 3 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After the fixed term, stay on our variable home loan or fix again
2 Year fixed rate (new loans) from
2.19
% p.a.+
Comparison rate from
3.52
% p.a.**

Popular Products To Fund Your Home

Standard Variable Home Loan

Flexible. Simple. Low-fuss.

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
Interest Rate (new loans) from
2.59
% p.a.^^
Comparison Rate from
2.63
% p.a.**

Fixed Rate Home Loan

Peace of mind

  • Avoid interest rate rises for up to 3 years
  • A 100% offset account so your savings can reduce your interest
  • No annual, monthly or redraw fees
  • After the fixed term, stay on our variable home loan or fix again
2 Year fixed rate (new loans) from
2.19
% p.a.+
Comparison rate from
3.52
% p.a.**

A Home Loan to suit you

All Easy Street Home Loans offer competitive interest rates, great repayment flexibility and free redraw.

You can also save on interest with our variable home loan with the ability to make extra repayments or pay the loan out early. You can also make extra repayments to your fixed home loan without penalty. Best of all, there are no ongoing monthly fees and redraw is free!

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’s there to guide you through the entire process from application to approval.

For home loans fees and charges click here 

 

Tools and calculators

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Loan repayment calculator

Loan repayment calculator

Using our loan repayments calculator, you can work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount. Go to calculator >>

Loan comparison calculator

Loan comparison calculator

Using our loan comparison calculator, you can compare the loan repayments and the total interest payable on two different loans to determine which one will meet your needs best.    Go to calculator >>

 

Loan Comparison Calculator
Split loan calculator

Split loan calculator

Using our split loan calculator, you can calculate your repayments and interest payable under different fixed and variable rate scenarios. Go to calculator >>

Split Loan Calculator

 

Credit eligibility criteria, terms and conditions, fees and charges apply. Offer terms and conditions: ^^Rate is current as at 04/08/20 and subject to change without notice. Offer commenced on 04/08/20 and is available on the Standard Variable home loan for new money applications only or internal refinances of at least $50,000. Offer is for eligible applications submitted from 4 August 2020 and funded by 31 October 2020 and can be withdrawn at any time. Maximum LVR of 95% (lenders mortgage insurance required for LVR over 80%). + Interest rate is current as at 02/04/20 and is subject to change. Offer is available on the 2 year fixed home loan for owner-occupied principal and interest applications made by 30/09/20, funded by 31/12/20 and can be withdrawn at any time. Available for new lending of at least $50,000. At the end of the fixed interest period, the interest rate will revert to the standard variable rate at the time. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.