This is factual information only (it is not general or personal financial advice). The Target Market Determination for NobleOak FlexiCover Insurance is available at www.nobleoak.com.au/target-market-determination.
Important Information – FlexiCover is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302 (‘NobleOak’). Easy Street is a division of Community First Credit Union Limited. Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian credit licence 231204 (‘Community First’) is not responsible for the FlexiCover product. Community First promotes the FlexiCover product under a marketing arrangement with NobleOak but does not provide any financial advice regarding the product. NobleOak Services Limited (wholly-owned by NobleOak) pays Community First an ongoing commission of 15% of premium when products are acquired as a result of the marketing arrangement. This commission is at no additional cost to customers. Further information can be found in the NobleOak Financial Services Guide (FSG) available at www.nobleoak.com.au.
*First month free offer - if you apply for cover and cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.
**NobleOak awards information found at https://www.nobleoak.com.au/award-winning-life-insurance/
^ With FlexiCover, Life, TPD Income Protection and Trauma Insurance covers are available. You can choose for FlexiCover's annual Decreasing Cover Adjustment Feature to apply to your Life, TPD or Trauma cover amounts. It means your cover amount will reduce each year with a range of 0% to 10% as selected by you.
^^ The Flexicover suite of life insurance products includes Income protection cover as an available cover - as described in the Product Disclosure statement, this pays a monthly benefit (rather than a lump sum) if you are unable to continue working due to illness or injury.
Cover is available to Australian residents and is subject to acceptance of the application and the terms and conditions set out in the FlexiCover Product Disclosure Statement (PDS). This information is of a general nature only and does not take into consideration your individual circumstances, objectives, financial situation or needs. Before you purchase an Insurance product, you should carefully consider the PDS to decide if it is right for you. The PDS is available by calling NobleOak on 1300 108 490 or from www.flexicoverlife.com.au/communityfirst. Clients should not cancel any existing Life Insurance policy until they have been informed in writing that their replacement cover is in place. NobleOak cannot provide you with personal advice, but our staff may provide general information about NobleOak Life Insurance. By supplying your contact details, you are consenting to be contacted by NobleOak, in accordance with NobleOak’s Privacy Policy.
