Home loan features

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
  • Borrow up to 95% of the property value^
Interest Rate (new loans) from
% p.a.^^
Comparison Rate from
% p.a.**

A simple value home loan

The features you need to pay off your loan sooner shouldn't come at a premium. Our standard variable home loan comes with a great low rate, free redraw and a 100% offset account. And we don't charge you annual or monthly fees for it.
  • No monthly or annual fees
  • Redraw as little as $1 - fee free in case you need cash
  • A 100% offset account so your savings can reduce your interest
  • The peace of mind to payout early without penalty
  • Ability to make extra repayments and get ahead
  •  Loan terms up to 30 years
  • Ability to split your loan
  • ​Borrow up to 95% of the property value with Lender's Mortgage Insurance
  • Borrow from $50,000



Standard Variable Home Loan

Current Interest Rate

Comparison Rate

New loan offer – Owner-occupied – Principal & Interest 2.65% p.a.^^  2.69%p.a.**
Owner-occupied - Principal & Interest 3.75% p.a.* 3.79% p.a.**
Owner-occupied - Interest Only 4.10% p.a.* 3.92% p.a.**
New loan offer – Investment – Principal & Interest 3.05% p.a.^^ 3.09% p.a.**
Investment - Principal & Interest 4.05% p.a.* 4.09% p.a.**
Investment - Interest Only 4.40% p.a.* 4.22% p.a.**

Access to a dedicated home loan specialist

We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.



Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates for new loans are current as at 31/03/20 and subject to change without notice. Offer terms and conditions: ^^Rates current as at 02/04/20 and subject to change without notice. Offer is for applications submitted by 30/09/20, funded by 31/12/20. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new money applications, principal and interest loans maximum LVR of 95% (Lenders' Mortgage Insurance required for LVR over 80%). Available for new lending of atleast $50,000. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. #Application fees will be charged and calculated on a per application and per security basis and includes the cost of one standard valuation fee only, subsequent valuations and securities will be charged at cost and could incur additional legal fees. Application fee excludes government charges. ^Lender's Mortgage Insurance applies.