Home loan features
- No annual, monthly or redraw fees
- A 100% offset account
- Make extra repayments without penalty
Principal & Interest rate from
3.75
% p.a.*
Comparison rate from
3.79
% p.a.**
A simple value home loan
The features you need to pay off your loan sooner shouldn't come at a premium. Our standard variable home loan comes with a great low rate, free redraw and a 100% offset account. And we don't charge you annual or monthly fees for it.
- No monthly or annual fees
- Redraw as little as $1 - fee free in case you need cash
- A 100% offset account so your savings can reduce your interest
- Available for LVRs up to 95%^
- The peace of mind to payout early without penalty
- Ability to make extra repayments and get ahead
- Loan terms up to 30 years
- Ability to split your loan
- Loan amounts available from $50,000
- Available for owner-occupiers and investors with principal and interest repayments (interest only may be available on request up to a maximum term of 5 years)
Standard Variable Home Loan |
Interest rate |
Comparison rate |
|
Everyday rates - Owner-occupied Principal & interest Interest only |
3.75% p.a.* 4.10% p.a.* |
3.79% p.a.** 3.92% p.a.** |
|
Everyday rates - Investment Principal & interest Interest only |
4.05% p.a.* 4.40% p.a.* |
4.09% p.a.** 4.22% p.a.** |
Access to a dedicated home loan specialist
We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.
When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.