Home loan features

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
Principal & Interest rate (new loans $650k+) from
1.95
% p.a.^
Comparison rate from
1.99
% p.a.**

A simple value home loan

The features you need to pay off your loan sooner shouldn't come at a premium. Our standard variable home loan comes with a great low rate, free redraw and a 100% offset account. And we don't charge you annual or monthly fees for it.
  • No monthly or annual fees
  • Redraw as little as $1 - fee free in case you need cash
  • A 100% offset account so your savings can reduce your interest
  • The peace of mind to payout early without penalty
  • Ability to make extra repayments and get ahead
  • Loan terms up to 30 years
  • Ability to split your loan​
  • Loan amounts available from $50,000
  • Available for LVRs up to 95% - Lenders' Mortgage Insurance applies
 
 

 

 

Standard Variable Home Loan

Interest rate

Comparison rate

Everyday rates - Owner-occupied & Investment

Principal & interest

Interest only

 

3.24% p.a.*

3.24% p.a.*

 

3.28% p.a.**

3.27% p.a.**

New loan offer rates - Owner-occupied

Principal & Interest - Max LVR 80% & borrowing over $650,000

Principal & Interest - LVR up to 95%

Interest only - LVR up to 95%

 

1.95%p.a.^

2.59% p.a.^^

2.59% p.a.^^

 

1.99%p.a.**

2.63% p.a.**

3.34% p.a.**

New loan offer rates - Investments 

Principal & Interest - LVR up to 95%

Interest only - LVR up to 95%

 

2.59% p.a.^^

2.59% p.a.^^

 

2.63% p.a.**

3.34% p.a.**

Access to a dedicated home loan specialist

We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.

 

 

 

You can view our product Target Market Determinations here


Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates for new loans are current as at 01/09/20 and subject to change without notice.

Rates are current as at 15/02/2021 and subject to change without notice. Offer is for eligible loans submitted by 30/11/21 and funded by 28/02/22. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new owner occupied lending of $650,000 or more and a maximum LVR of 80%. 

^^ Rates are current as at 15/02/2021 and subject to change without notice. Offer is for eligible loans submitted by 30/11/21 and funded by 28/02/22. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new money loans with a maximum LVR of 95% (Lender's Mortgage Insurance required for LVR over 80%). Available for new lending of at least $50,000.

**Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.