Home loan features
- No annual, monthly or redraw fees
- A 100% offset account
- Make extra repayments without penalty
A simple value home loan
- No monthly or annual fees
- Redraw as little as $1 - fee free in case you need cash
- A 100% offset account so your savings can reduce your interest
- The peace of mind to payout early without penalty
- Ability to make extra repayments and get ahead
- Loan terms up to 30 years
- Ability to split your loan
- Loan amounts available from $50,000
- Available for LVRs up to 95% - Lenders' Mortgage Insurance applies
Standard Variable Home Loan |
Interest rate |
Comparison rate |
|
Everyday rates - Owner-occupied Principal & interest Interest only |
3.75% p.a.* 4.10% p.a.* |
3.79% p.a.** 3.92% p.a.** |
|
Everyday rates - Investment Principal & interest Interest only |
4.05% p.a.* 4.40% p.a.* |
4.09% p.a.** 4.22% p.a.** |
|
New loan offer rates - Owner-occupied Principal & Interest - Max LVR 80% & borrowing over $750,000 Principal & Interest - LVR up to 95% Interest only - LVR up to 95% |
1.95%p.a.^ 2.59% p.a.^^ 2.59% p.a.^^ |
1.99%p.a.** 2.63% p.a.** 3.34% p.a.** |
|
New loan offer rates - Investments Principal & Interest - LVR up to 95% Interest only - LVR up to 95% |
2.59% p.a.^^ 2.59% p.a.^^ |
2.63% p.a.** 3.53% p.a.** |
Access to a dedicated home loan specialist
We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.
When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.
Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates for new loans are current as at 31/03/20 and subject to change without notice.
^ Rates are current as at 15/02/2021 and subject to change without notice. Offer is for eligible loans submitted by 31/05/21 and funded by 31/08/21. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new owner occupied lending of $750,000 or more and a maximum LVR of 80%.
^^ Rates are current as at 15/02/2021 and subject to change without notice. Offer is for eligible loans submitted by 31/05/21 and funded by 31/08/21. Offer can be withdrawn at any time. Offer is available on the Standard Variable home loan for new money loans with a maximum LVR of 95% (Lender's Mortgage Insurance required for LVR over 80%). Available for new lending of at least $50,000.
**Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.