Home loan features

  • No annual, monthly or redraw fees
  • A 100% offset account
  • Make extra repayments without penalty
Principal & Interest rate from
% p.a.*
Comparison rate from
% p.a.**

A simple value home loan

The features you need to pay off your loan sooner shouldn't come at a premium. Our standard variable home loan comes with a great low rate, free redraw and a 100% offset account. And we don't charge you annual or monthly fees for it.
  • No monthly or annual fees
  • Redraw as little as $1 - fee free in case you need cash
  • A 100% offset account so your savings can reduce your interest
  • Available for LVRs up to 95%^
  • The peace of mind to payout early without penalty
  • Ability to make extra repayments and get ahead
  • Loan terms up to 30 years
  • Ability to split your loan​
  • Loan amounts available from $50,000
  • Available for owner-occupiers and investors with principal and interest repayments (interest only may be available on request up to a maximum term of 5 years)



Standard Variable Home Loan

Interest rate

Comparison rate

Everyday rates - Owner-occupied

Principal & interest

Interest only


3.75% p.a.*

4.10% p.a.*


3.79% p.a.**

3.92% p.a.**

Everyday rates - Investment

Principal & interest

Interest only


4.05% p.a.*

4.40% p.a.*


4.09% p.a.**

4.22% p.a.**

Access to a dedicated home loan specialist

We know that applying for a home loan can be time consuming and sometimes stressful. We’re here to help and make the process as easy as it can be.

When you apply for an Easy Street Home Loan, you’ll be given a dedicated Home Loan Specialist who’ll be there to guide you through the entire process.



Credit eligibility criteria, terms and conditions, fees and charges apply. *Rates for new loans are current as at 31/03/20 and subject to change without notice. **Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. ^Lender's Mortgage Insurance applies.