Use your card wherever Visa is accepted - online, in store and overseas. Plus you get a Visa Debit Card at no extra cost.
There's no hurdles to jump like minimum monthly deposits to enjoy a zero monthly fee.
We may be online, but you can still access cash via ATMs 1 and Bank@Post outlets.
No hurdles here. There's no monthly fee, 12 months a year.
We won't charge a fee for using any ATM in Australia 1
Everyday essentials like direct debits, external transfers, BPAY® and EFTPOS transactions are unlimited and cost no extra.
Overseas ATM fee
The fee to withdraw cash from an ATM overseas.
Shop, pay bills, get cash and more
A Visa Debit card is included plus you have the added benefit of Visa Secure and eftpos Secure - a free fraud prevention service to help protect you when shopping online.
Not a member? You can apply online now.
Existing members can open an account instantly via Internet Banking.
Fees and charges
Some transactions like overseas transactions or replacing a card are a little different to your everyday transactions, so a fee may apply. Check out our full Fees and Charges for more information.
You can view Target Market Determinations here. Terms and conditions, fees and charges apply. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
1 You may be charged a direct charge fee by the ATM operator for withdrawals or balance enquiries. Additional fees apply for overseas ATM transactions.
2 Google Pay is a registered trademark of Google Inc.
3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademark of Apple Inc., registered in the U.S. and other countries.
4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
® Registered to BPAY Pty Ltd ABN 69 079 137 518