Switch loans
Switch it. Split it
How do I switch to another loan?
If you’re currently on a fixed rate home loan, breaking your fixed rate term could result in an early repayment fee (ERF). You should contact us to determine whether an ERF applies.
If you’re currently on a variable interest rate, you can switch to another fixed or variable interest rate at any time. A fee may apply. To switch to another loan, simply give us a call and let us know what you’d like to do
How will I know when it’s time to switch?
You can switch your loan when you want to take advantage of a lower rate or want to fix all or part of your loan. You can lock in a competitive rate for a term while enjoying repayment certainty on fixed interest rates.
If you’re currently on a fixed rate home loan or interest only repayments, we will send you a communication when your current term is approaching expiry. If you do nothing, you’ll revert to the relevant variable home loan noted in your contract and the current interest rate at that time. If you wish to switch to another product, we have a range of other product options to choose from. Simply contact us to discuss your options and request a switch form.
Need a hand?
For help managing your loan, reach out to one of our knowledgeable team members – we’re here to make the process easy.
Contact usCredit eligibility criteria, terms and conditions, fees and charges apply.